First Time Buyer Incentives
A Complete Guide to First-Time
Home Buyer Incentives
Buying your first home is one of life’s biggest milestones. While the property market in Australia can be competitive, the government has introduced a number of incentives and schemes to make homeownership more achievable for first-time buyers.
First Home Owner Grant (FHOG)
The First Home Owner Grant is a one-off payment designed to help eligible Australians purchase their first property.
Stamp Duty Concessions & Exemptions.
Stamp duty (also known as transfer duty) is one of the largest upfront costs when buying property. Luckily, first-time buyers may receive significant discounts.
First Home Guarantee (FHBG)
Previously known as the First Home Loan Deposit Scheme, the First Home Guarantee allows first-time buyers to purchase a home with a deposit as low as 5%, without needing to pay Lenders Mortgage Insurance (LMI).
Regional First Home Buyer Guarantee.
Designed to encourage homeownership outside of major cities, this program is similar to the FHBG but focused on regional areas.
Shared Equity Schemes (State-Based).
Some states offer shared equity programs, where the government contributes a percentage of the property purchase price in exchange for a share in the property.
First Home Owner Grant (FHOG)
The First Home Owner Grant is a one-off payment designed to help eligible Australians purchase their first property.
Stamp Duty Concessions & Exemptions.
Stamp duty (also known as transfer duty) is one of the largest upfront costs when buying property. Luckily, first-time buyers may receive significant discounts.
First Home Guarantee (FHBG)
Previously known as the First Home Loan Deposit Scheme, the First Home Guarantee allows first-time buyers to purchase a home with a deposit as low as 5%, without needing to pay Lenders Mortgage Insurance (LMI).
Regional First Home Buyer Guarantee.
Designed to encourage homeownership outside of major cities, this program is similar to the FHBG but focused on regional areas.
Shared Equity Schemes (State-Based).
Some states offer shared equity programs, where the government contributes a percentage of the property purchase price in exchange for a share in the property.
Tracey Taylor
Experience & Trust You Can Count On
With over two decades in real estate and a long track record of award-winning results, I’m proud to be recognised as one of Clarkson’s most trusted agents. From achieving top sale prices to earning “Agent of the Year” for Clarkson, these awards reflect my commitment to honest advice, transparent communication, and exceptional outcomes for every client I work with.
I am a proud supporter and donator to SAFE, an incredible organisation dedicated to rescuing animals from euthanasia. My own dog, Rana, was adopted through SAFE, and she’s been part of the family ever since.
Request an Appraisal
Ready to Work Together? List your home with Tracey.
Learn More From Us.
Why Choose Tracey Taylor Realty?
At Tracey Taylor Realty, we believe in combining the best of both worlds: the professional, personable service of a boutique agency with the expansive reach modern technology offers. You won’t miss out on exposure while benefiting from a small, dedicated team.
Your property will be listed on all the major real estate websites, ensuring maximum visibility to potential buyers. Our professional photography and videography highlight your property’s best features, creating a lasting impression and driving interest.
We use Propps, a leading technology that helps capture, qualify, and convert every possible buyer. This tool allows us to reach the maximum price within the shortest possible time by streamlining buyer interactions and enhancing engagement.
We’ll work closely with you to develop a marketing plan that fits your goals and budget. While we provide expert recommendations based on our experience, the final decision on the strategy is always yours. You’ll have complete control over how your property is marketed.
Prefer a more discreet approach? We specialize in off-market sales and have successfully helped many clients sell their properties without public listings. Whether for privacy or other reasons, we can cater to your needs and ensure a smooth, confidential process.